Not Just Good Lawyers, Good Counsel
5720 Central Avenue
St.Petersburg, FL 33707
Phone:727-344-LAWS
Fax: 727-344-6653
Toll Free: 866-909-LAWS
Service Areas:
Tampa Bay Area,
Tampa,
St. Petersburg,
Lakeland,
Gulfport,
Largo,
St. Pete Beach,
Spring Hill,
Clearwater,
New Port Richey,
Bartow,
Brooksville,
Orlando,
Ft. Myers,
Naples,
Sarasota,
Bradenton
Citrus County,
Collier County,
Hernando County, Hillsborough County,
Lee County,
Manatee County,
Orange County,
Pasco County,
Pinellas County,
Polk County,
Sarasota County,
Brevard County,
Lake County,
Seminole County
Mold Law Attorney/Lawyer
Toxic mold exposure can be very harmful to those occupying a home or apartment. In many cases, toxic mold growth is the result of water intrusion into the home due to construction or design defects or some unforeseen condition such as burst water pipes or damage caused by a storm. The moisture can cause the growth of toxic mold.
Despite the representations of your insurance company, your homeowner's insurance company or renters' insurance may be responsible to cover the clean up of physical damage to the home and any resulting mold problems. It may also be necessary to seek damages for personal injuries resulting from mold exposure related illnesses or aggravation of an existing illness. While some homeowners' insurance policies attempt to exclude coverage for mold, most policies actually do. If mold growth results from a covered loss, your insurance company should be responsible for remediation. If your insurance company ignores your claim or delays processing your claim causing additional damage, in some jurisdictions your insurance company will be liable for additional damages under the law of "bad faith."
Harmful Effects of Mold:
Nasal congestion and irritation
Eye irritation, or wheezing
Coughing
Breathing Impediment
Headaches & Fevers
Memory Loss
The most common forms of mold which have been shown to have toxins are:
Stachybotrys
Aspergillus
Penicillum
The incidence of toxic mold exposure has significantly increased. Presently, many people are being exposed to toxic mold in their home, work place and elsewhere as a result of a variety of factors, including defective construction, lack of regular maintenance, shoddy and inappropriate building materials and lack of government regulation and involvement.
Many of the effects of toxic mold exposure can be quite serious and often victims are not aware that the medical problems they have experienced are directly related to toxic mold exposure. A Plaintiff who proves that he or she was exposed to toxic mold due to the negligence of another person or company is entitled to compensation for all the following consequences related to the exposure, including:
-Abatement and remediation of the toxic mold;
-Replacement cost of personal property and contents of home;
-The cost of past and future medical care;
-The cost of any necessary rehabilitation;
-The loss of past and future wages;
-Pain and suffering associated with the toxic mold exposure.
If you or someone you know has suffered an injury from mold, one of our attorneys can assist you in evaluating your case. We can assist clients with the following cases.
- Toxic Mold Contamination
- Mold Induced Sickness and Illness
- Property Damage Claims
- Residential Claims
- Commercial Claims
- Disputed Insurance Claims
- Denied Insurance Claims
- Mediation
- Appraisal
- Litigation
- Apartments
- Condominiums
- Houses
Sinkhole Claims and Litigation
Have you noticed cracks in your foundation, flooring, walls, or steps of your home or business? This cracking damage may be the result of sinkhole activity beneath your property. If the damage is the result of a sinkhole, you may be able to file for compensation from your insurance company for the damage caused to your home or business.
Florida law requires that all insurance carriests that issue property insurance in Florida provide coverage for damage caused by sinkholes. However, some insurance companies refuse to pay claims. Denials often state that property damage was the result of something other than sinkhole activity, such as buried organic debris or shrink swell clays. Many times, after the insurance company acknowledges that the cause of the damage is covered under the terms of your insurance policy, it will try to settle the claim for less money than the actual damages or recommend the cheapest repair method (grouting).
If you have a sinkhole, you consult with attorney before agreeing to any settlement or signing any documents with your insurance company. Gallagher & Associates Law Firm has been helping people like you with sinkhole cases. We can assist you with all types of sinkhole claims, including:
- Earth Movement
- Soil Subsidence
- Commercial Claims
- Disputed/Denied Insurance Claims
- Mediation/Appraisal
- Litigation
- Apartments
- Condominiums
- Houses
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